With the increasing frequency of second-hand housing transactions, attention has been increasingly paid to the concerns regarding second-hand purchases. Many people believe that the buying and selling process of second-hand housing is very complicated and there are pitfalls everywhere. I am afraid that there is a problem with the old property rights and I am afraid that I encounter black-hearted agents and I am afraid that the transaction procedures are cumbersome. Well, Xiao Bian gave us a detailed explanation of the procedures for the transfer of second-hand housing today.
Second-hand housing transfer profile
The buyers and sellers establish information communication channels. The buyer understands the overall status of the housing and the status of the property rights and requires the seller to provide legal documents, including housing ownership certificates, identity documents and other documents. After the buyers and sellers reached an agreement through negotiations on the location of the house, the status of the property, the transaction price, the delivery time of the house, the delivery of the house, and the property management, the two parties signed at least three copies of the house sale contract.
What is the procedure for the transfer of second-hand housing?
1. Sign the power of attorney with the agency
When searching for a property, an intermediary company with high trust and reliability can be entrusted, which can protect the interests of both the agent company and the customer, and can also save time wasted in the process of finding a house.
2. File search
After the buyers and sellers have a clear purchase intention and target price, the agency will conduct a search first, which is entirely responsible to the customer, including verifying whether the property rights of the sold house property are clear, whether it can be listed and traded normally, and whether it has been The court sealed the background information such as the mortgage. This link is very crucial. Buyers should ask the agency company to find out the specific conditions of the property rights verification. It is better to have a certain basis for proof.
3, signing a temporary contract
After the verification, both the buyer and the seller and the agency company jointly sign the "Provisional Sale and Purchase Agreement." At this time, the owner generally requires the buyer to pay 5 to 10% of the purchase price as a temporary order, or the agency company will take the advance payment for the buyer, and On the date of signing the "Provisional Sale and Purchase Agreement", the deposit will be transferred to the owner in full.
After the buyers and sellers sign the “Provisional Sale and Purchase Agreementâ€, the agency can take a photocopy of the owner’s real estate license to the blueprint of the Bureau of Surveying and Mapping, which is mainly used to create new real estate licenses for buyers. (It takes about 3 working days)
4, to the bank for mortgage loans
If it is required to apply for a bank mortgage loan, the buyer must prepare the ID card, account book, proof of marital status, proof of income/tax, and provident fund card to the selected bank for bank mortgage. If the original owner is a mortgage loan, the buyer must go to the same bank to handle the mortgage transfer. (About 5~10 working days)
5. Appointment of house transfer time
After the bank's mortgage is completed, both parties of the transaction can prepare the required materials to apply for registration at the receiving window. The required materials are: real estate transaction registration application form (four copies each); real estate sales contract (in duplicate); real estate certificate (If more than two people are in common, they need to submit a common permit) (4 copies for each copy); maps for drawing and mapping households (calculated according to the number of applicants, two copies are required in this case); proof of identity for buyers and sellers (one for each copy).
After the receipt, the pre-examination of the receipt will be accepted, the transfer time will be reserved, and the “Registration Receipt of Real Estate Application†will be issued. The Housing Authority conducts valuation work on the property. At this time, the Housing Authority requires buyers to deliver less than 20% of the property price to the owner on the same day. (Receipt from the acceptance window and receive the "Real Estate Application Registration Receipt" date. Calculate the tax bill after 10 working days)
6. Settle the tax and building section
According to the scheduled tax time, you can collect the payment form at the payment notice issuance window, pay the relevant taxes and transfer your account. On the day of transfer, the buyer needs to pay the remaining amount of the building to the owner. If it is for a bank mortgage, the bank balance will be directly transferred from the mortgage bank to the bankbook of the buyer, that is, the bank will lend money to the original owner.
7, receive real estate license
After 3 working days from the date of payment of taxes and fees, the real estate license can be obtained from the delivery window. (Guarantee notice: The right holder shall hold the original of his identity document and the original tax payment receipt and the original copy of "Real Estate Application Registration Receipt" to the sender's window).
Summary: If some processes do not understand buyers may suffer a big loss. I hope that everyone carefully reads the relevant procedures for the transfer of second-hand housing above.
Second-hand housing decoration second-hand housing design second-hand housing renovation costs second-hand housing renovation second-hand housing simple
4 Inch Floor Trap,4 Inches Floor Drain,Stainless Steel 4 Inch Floor Trap,4 Inches Square Shower Drain
Kaiping City Jinqiang Hardware Products Co.,Ltd , https://www.jqfloordrain.com